subprime cc?

Discussion in 'Credit Talk' started by acegirl, Mar 27, 2006.

  1. acegirl

    acegirl Well-Known Member

    I am looking for some other subprime cc to rebuild credit. I already have orchard bank card but need a 2 one. I am looking into aspire visa or premier card? Yes i know they charge all these fees, but you have to start somewhere. advice, please.
     
  2. knielsen74

    knielsen74 Well-Known Member

    What's your credit look like?
     
  3. acegirl

    acegirl Well-Known Member

    well i have several charge off's from almost four years ago due to illness at the time and i have never filed BK. What to do?
     
  4. Always

    Always Well-Known Member

    After four years, if you've had a good credit history since the charge-offs, why not consider a savings account then an unsecured credit card application with a credit union?
     
  5. solidg

    solidg Member

    try
    rewards 660 visa card

    they start you out with a limit of $300

    then after 3 months of on time payments and not going over the credit limit. They increase your credit $100.

    So over time you can a limit of up to $2000.

    checkout the link

    http://www.rewards660.com
     
  6. nb

    nb Member

    So Orchard specializes in subprime? Does this also mean that alike to Crap One they start you out with very small CL? And keep down the CL for a long time?
     
  7. knielsen74

    knielsen74 Well-Known Member

    I too had First Premier for about 8 months. It served its purpose and then I closed it. $6 a month just for having the thing is not my idea of fun.

    Orchard is fee-free (other than the annual fee) and CapOne is sort of easy. If you can avoid Aspire or First Premier, I say stay away.
     

Share This Page