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Discussion in 'Credit Talk' started by Hermit5, Nov 19, 2001.
I heard for car loans its 680 +
What about CC's?
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The FICO score is just part of the equation. The other part is what derogs that is on the report as well. For example my Beacon FICO is 680 but I have a bk-13 on file. This will get me an instant no from AMEX, Chase, MBNA etc.
If you have a 680 with no derogs- than the prime offers should be there.
That is a real good question...it depends on the loan/credit card company...
My wife was given a SUB-PRIME NEXT CARD WITH A 741 F.I.C.O.
PRIME/SUB-PRIME cut off is around 650-680 or so with many companies...