For those just starting the repair process, I thought my results might be encouraging. I began my project in mid-August. So, far my results are: EXP 6 (4 charge offs + 2 CAs) negatives in August; only 1 negative remains (a 6 yr. old collection) Score from 586 to 738. EQU 7 (4 charge offs + 3 CAs) negatives in August; now only 2 charge offs + the 1 6 yr. old CA. TU 6 (4 charge offs + 2 CAs) negatives in August; now only the 1 6 yr. old CA remains. I've used all the strategies on the board (validation, estoppel, dispute). They definitely work. Thanks to all the posters for the great advice that is placed here for FREE.
