9 months ago I came to Creditnet with a score in the high 500s and a bunch of derogs. I couldn't get a car loan, and only had one credit card with a $1000 limit... not enough for transmission repairs in an emergency. Now, by means of disputing, disputing, and disputing, I have only 1 derog left, a score of 659 and I have managed to qualify for A) a used car loan at 4.75% for 4 years B) a Fleet Business card with an 8K limit, an 11% APR and 6 months of 0% balance transfer (not gonna' show up on my Credit report, either) C) an Amex Blue for Business card with a 2.9% BT rate (not gonna' show up on my credit report..) C) $10K in available credit on a credit union Visa
