Hello all, I called the consumer advocate office yesterday and our friend confirmed that the changes have taken affect, but that the correspondence may not have been mailed out yet. The funny thing was that he didnt want to talk about the changed until after I received the correspondence. Here is what I have noticed: interest rate dropped from 15.9 to 13.9 and I believe no more annual fee I am going to call in July about another increase and then combine the card. Mike G.
