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Discussion in 'Credit Talk' started by whoopi, Aug 27, 2003.
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The 7 year SOL was probably up. It was due to fall off anyway. Congrats
the sol was not up until about 6 more years?? i thought cap 1 was tough to get off your reports?
Congratulations! I think you got "lucky"!
Had your cap 1 gone to a CA yet? Mines is now with NCO financial and I dont know whether to attempt to pay them through CCCS ( my original plan) or just try to dispute it. I know they have the wrong address for me because when they called they asked me if I still lived there (I'd never heard of the street!)
Obviously that was a mistake. Probably keyed in wrong by a over-worked minimum wage employee. As soon as Cap 1 updates your report it will be back on there.
Re: Re: Success With Capital One
Then you can play the reinsertion without notification game with the CRA.
I was lucky enough to get Cap One deleted off of TU, it was reinserted illegally, and was hard deleted.
Which CRA did you dispute with and How long did it take for the TL to be removed? Janet
i disputed it with trans union and equifax and came off no problem but had to dispute twice with equifax cause the first time they dropped it down to a R5 and on the second time around they deleted it.
Do you mind if I ask how old the account was? I'm trying to get rid of a Cap1 account, too.
Thanks in advance
the account was only one year old.
Cool. That give me hope. This one is almost 3 years old.
I swear sometimes I think it just depends on who gets the dispute - arbitrarily deleting or verifying.
I think I asked you in another thread if used letters from here when you disputed, or just did a general dispute with the CRAs.
I appreciate your answering my questions. I hope I'm not being a pain. It just gives me hope when other people have been successful doing what I'm trying to do.
1*I don't know whether to attempt to pay them through CCCS ( my original plan) 2*or just try to dispute it.
nn good cred
1*Nco is a big baddie Don't add another Neg.by going to C C C S.
2*Send NCO the validation letter.
THE END ** *** ** LB 59