Just finished reading this New York Times article online over at bayhouse.com. Thought that those of you who have recently financed an auto or looking to finance and how car dealers manipulate the interest rates to realize immediate profits for themselves and ongoing class-action lawsuits currently pending against Chase, GMAC, and Ford, just to name a few. Thought that some of you might be interested in reading it. I understand from the bayhouse poster, that the site address is active to the public and after a day, is archived (for NY Times subscribers) Here is the website address for the article: http://www.nytimes.com/2000/10/27/business/27LOAN.html