There are so many services for Credit Monitoring out there, creditreport.com, myfico.com, etc.. Which one is the best? I'm looking for a service that will give me continuous access to all three reports so that I can look at my credit report and score on a daily basis, also the ability to submit disputes. What does everyone recommend?
I use truecredit.com...but there are pro's and con's to it...I found out later of course after I discovered this forum! It lets you pull all three credit reports every 30 days. It also sends me an email every time there has been a significant change in any of the three. Of course, when you log in, it only gives a summary, such as "major derogatory" and it tells you which account. It doesnt give details. You have to wait until your month is up and run your full credit reports again to get all the details. On the plus side, it allows me to keep up on things being reported, and its very easy to read. Another negative is it doesnt give your true "FICO" score, its another scoring system that is different. I plan on running my FICO's through the 2 credit agencies you can every few months or so. Its a little more expensive that way, but you get a more accurate and widely used scoring system. All in all, Im happy with it - for now. But once all my stuff happening is done, I will cancel it for sure.
