As part of a settlement, Sheman Acquisitions agreed to pull their trade line from my CRA files. In anticipation of teh suit, and in violation of the FTC Adamcin letter they pulled a hard inquiry on my TU. I pointed this out to Sherman and they sent me a letter saying "any inquiry created...was made in error." I mailed this letter to TU with a demand that they remove the offending inquiry. Yesterday I got a letter from TU saying "If you believe that an inquiry on your credit report was made without permissible purpose, then you may wish to contact the creditor directly." DUUUUUHHHH, I did that and sent TU the results. Time for them to read a summons.