sunbelt credit

Discussion in 'Credit Talk' started by chris1977, Dec 9, 2003.

  1. chris1977

    chris1977 Member

    anyone know anything about this?
     
  2. gmaof1

    gmaof1 Well-Known Member

    What are you wanting to know? Are you talking about some online credit site or a actual Sunbelt Credit location?
    I am a customer of Sunbelt Credit. Yes, they charge a higher interest rate and start you out with a small loan, however, it was unsecured and it helped to begin the journey of showing some good credit as I paid on time.
     
  3. chris1977

    chris1977 Member

    That was pretty much what I wanted to know. What are their requirements, and how long does the process actually take? Thank you!
     
  4. gmaof1

    gmaof1 Well-Known Member

    I don't know exactly what their requirements are. I had LOTS of charge off and judgements, but had worked my current job for 2 years, residence for the same time and they started me at $300. My son had worked for 2 weeks, had no credit and they started him at $150.
    The interest is about 18%. They do report to all 3 credit bureaus. When you have made a few payments on time, you can refinance for just about the amount you have paid - just don't get caught up into doing that or before you know it, your balance will be pretty high. I have refinanced once, paid it off, and taken out loans two more times. In a matter of a year, I had 3 positive TL's showing paid on time all the time on all 3 reports. For me, it was well worth the interest rate. It was my starting point. They have been great to work with!
     
  5. NervousNuB

    NervousNuB Well-Known Member

    Do they have a website? I've found references all over the web, but can't find a site. Do you have one? Thanks! NuB
     
  6. gmaof1

    gmaof1 Well-Known Member

    I don't know anything about any website. Sorry.
     
  7. NervousNuB

    NervousNuB Well-Known Member

    Re: Re: sunbelt credit

    Thank you gma. I looked on BBB and they are not listed in my state, so I was wondering if they did out of state loans? It doesn't look like they have a website. :-( Ah well. It would be great to find something like that to rebuild credit! Tiny little loans X 3 in one year with their own TL's..... need that!!! :) Thank you again! NuB
     
  8. gmaof1

    gmaof1 Well-Known Member

    Re: Re: sunbelt credit

    (816) 965-9800. You can give them a call and ask. They might be able to tell you where a branch is located near you. They have another office but it is not called Sunbelt and I can't remember the name.
    Sun Loan Company is another similar deal.
    (816) 331-3278.
    Hope this helps! We are all after a similar result!
     

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