I opened my first statement today from setting up my Wash Mutual Platinum Acct. They added a nice overdraft LOC of $2500 to the Platinum. I didn't ask. What a nice surprise on a Friday afternoon. WAMU even refunded the service charge on the Platinum Acct - and I earned $1.76 interest during the month! Remember, I showed my AMEX when I opened the Platinum with the VP at my branch - where I've been since 1996. I also still have a $1000 overdraft line on the Gold Visa Acct. They are a great bank. I am sure they will do my condo loan in 25 months. later - dogman