Please post your Citibank balance transfer (BT) terms: A. Card type. B. APR & duration. C. How you got it. Here's mine: A. Platinum Select. B. 6.9% for 6 months. C. Retention. Thanks, Saar
Also include if you had to pay fees or not, because most customers recieved a mailer saying 3% fee from now on. I recently got Dividend Plat Select, 0% for 9 months, but with a 3% BT Fee. I receieved this offer upon applying for it. My2kgt
a)aadvantage silver upgraded to platinum select. b)6.9 apr for 6 months going to rate prime plus 2.99 no bt fees. c) just called the number on the back of the card and ask them to put in a balance transfer request for me. as for the goto rate I tried to speak to retention to no avail. Then I wrote a letter via PFB, someone contacted me within a week and knocked my rate down.
My2kGT: Good point! Mine (see first post) had no transaction fee. Leo: What did Retention tell you when they refused to lower it? That is the first I hear they are capable of refusing The rep was probably not in a mood. We should both call them back in a couple of months, to get the purchase APR lowered to P+0.9% (sam's already got it). Saar
Platinum Select - 6mo. @ 6.9%, no fee Dividend Platinum - 6mo @ 2.2% w/fee Both offers came with the cards -Om
Citi Choice 7.9% - is that a BT rate? I've never heard about this card, but it does sound good. Is there a web site that explains more about it? Saar
I don't really know. I have had this card for a long time. They may not even offer it anymore. If they are not on their website, they probably don't. www.creditsense.com
Platinum Select and Universal Platinum, both at 0% for 9 months, no BT fee. Go tos are around 13-14% on both, but I'm not using them for purchases, just BTs.
Citi AAdvantage Platinum BT rate 6.9% for 9 months, No fees. Got it by asking regular Customer Service for it.
I never got the chance to speak to retention. The CSR I spoke to told me that it did not exist. I did not want to pursue it any further, I am still suprised they approved me for the card.
Platinum select 10K line prime+0.9% 2.9% for 6 months w/fee (not used) dividend select 5K Line 14.9%(variable?) 6.9% for 6 months w/o fee.
4.9% for the life of the balance transfer. I got it in the mail from Citibank. They sent checks, which I deposited into my bank account and then mailed my own individual checks to each (2) company I transfered a balance with.
Molly, How long did you have the cit bank card before the 4.9 offer. I could use that in a few months when some other BT's I have will expire. Cherie
the goto rate seems a little high, try calling them to reduce that rate. Or right a nice letter via PFB to citibank.
I was approved for the AA card in Oct. 2000 and once I received the card I immediately called and had it upgraded to Plat. Select. I received the checks for a balance transfer in July of this year.
You should have no problem getting a lower rate by then, My experience with Citibank has really been A++++++++++.
