Has anyone been lucky sweet talking valid lates off of their reports? It's a closed account that I've been making payments on. Almost done. I want to call them & beg to take the lates off (none are recent). Has anyone had any luck in this?
I want to know too. I disputed on TransUnion and they just came back not rated and I want to change that status. But the bank keeps verifying the lates on the other two credit reports. Janet
In fact, it's called a "goodwill adjustment" and just about every creditor has deleted late-pays for nice customers at one time or another. Search this board using the phrase "goodwill adjustment" for more info. Here's a recent success story: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=135007#post135007 Doc
