TAC14033, I am needing your help. I read your post concerning Marlin Integrated Capita...it's war, and I would like to know what was your "terms" once you knew that NCO owned Marlin? You stated that they agreed to them. Do you have a number for their attorney? My thing is, I don't want to go the legal route w/ them, I would rather them know that I know that their are in violation and have them delete these account from my report. I am willing to settle w/ them for $172. ( the bal. was 394. I sent $50 to the CA before I found out about this violation). Can you suggest a route? Thanks for all your help.
No problem, Since I didn't sign any confidentiality agreement with them I can disclose this info. I first found out NCO was owned by Marlin by contacting Marlin's toll free number and pretending to be an attorney I asked them who in their company and where to send legal correspondence to. They gave me an address in Horsham, PA and the name NCO. I asked the lady if Marlin is in fact NCO and she said yes. I had tried to validate a debt with Marlin for more then 3 months. The ignored all of my correspondence and verified it with the 3 credit bureaus more then once. For me it was time to play harball with them. I then filed my suit under NCO Financial Systems aka Marlin Integrated Capital and the court sent it to them certified and registered mail. The day they received the suit I was contacted by their attorney who is from the lawfirm: Sessions, Fishman & Nathan, LLP. Lakeway Two, Suite 350 3850 North Causeway Boulevard Metairie, LA 70002-1752 Attorney Michelle Heutrin...Pronounced Harten Telephone # 504-828-3700 She contacted me and was very nice, respectfull and polite. I felt bad at first for kinda being or sounding mean since I was so mad at NCO, I kinda unloaded on her and I apologized. She asked me what was my complaint and I went over my complaint with her and NCO/Marlin's Violations. She asked me what they needed to do to settle this out of court and I stated it would be for full deletion and $1500.00. She said she didn't think that would be a problem and who do they write the check out to? I told her who to write it out to and she stated it would take about 5-7days for their office to receive the check from NCO, in the meantime she would look into the account and contact them for the deletion. I had my attorney draw up a general conditional release from liability and faxed it to her with all the legal jargon and specifics of what they had to do. She called me back in about a week and confirmed with NCO that it was now in fact deleted from all of my credit files. She Fedexed me the check and signed contract overnight and I had it the next morning. I signed it and contacted the court to dismiss the lawsuit and faxed them confirmation of such. It could not have gone any easier and I wish everyone I've ever sued had the professionalism and repect to consumers as NCO's attorney had. Please use this info and put it to good use, I only ask that you not discuss where you received this info from or this recent case with them. Just tell them you contacted NCO and they refered you to her. I wish you Luck! Tac
Tac, I just finally found your response to my question about Marlin/NCO. THANK YOU, THANK YOU, THANK YOU!!!! Your information is very valuable!
