Charge Off as of 5-2001 to 8-2001, 5-2001, 4-2001, 11-2000 to 3-2001, 9-2000, 7-2000, 11-1999 to 6-2000, 11-1999 90 days as of 8-1999 Doesn't this appear to be an attempt to destroy someone's credit. By the way, this is a collection account.
I have that too! As a matter of fact, I have it more than once. Chargeoff as of 3/1998 to 6/1998 180 Days as of 2/1998 150 Days as of 1/1998 120 Days as of 12/1997 90 Days as of 11/1997 60 Days as of 10/1997, 2/1995 30 Days as of 9/1997, 1/1995 -AND- Chargeoff as of 11/1997, 11/1997 Reposession as of 11/1997, 10/1997, 3/1997 60 Days as of 9/1997, 1/1997, 12/1996 30 Days as of 8/1997, 9/1996, 8/1996 Which is it? What date do I go by? In the 1st example, is the DoLA 9/1997 or 3/1998 or 6/1998? In the 2nd example is the DoLA 8/1997 or 11/1997?
I think it is very abusive. I can't believe they are aloud to get away with it. In my case I have two accounts like this, same dates of charge off's. And believe it, or not it is Verizon Wireless doing it.
I think I have only seen this with Experian. They usually only start the 7 year clock with the earliest delinquincy date posted before a consecutive series of dates. The creditors seem to post a new date every time they report anything on a charge off or collection account.
