I am about to take on Arrow Financial. They have a debt that they acquired from Associates Financial in November 1997. It has been discharged in bankruptcy in July 2001 (which Associates never told them) and the Statute of Limitations here in Arizona is 4 years so it is out of SOL anyway. Has anyone got any experience with these people? What am I in store for? Since they can't possibly win, what should I discuss with them for a settlement to remove?
