this is my first post with you guys and gals and I have been readind post after post until I get crossed eyed or fall asleep trying to suck up knowlege but it doesnt seemed to be anyone in that deep as myself so Ill start at the top I filed bk in 5/05 it was discharged in 7/05 wiping everything clean I pulled my report and see the items I file there with incuded in bk do those items stay there until 7years have past none of the items are older than the law requires but some show late , charged off or judgments, can I dispute them now or am I better of with a credit service I dont think I would mind $50.00 fee to pay someone to do it if the are results my score is equifax 411 experian 506 and tran 363 pretty crappy eh also how long do iqurirys stay on your report
