In Feb I sent in a dispute through experian because target was reporting my CL as my high balance making my utilization 100%. The dispute came in and it was corrected. The next reporting date it was changed again so I did a dispute with target through planetfeedback. They just called and told me they are sending out the CLs but EXPERIAN is the one CRA they are having problems with. They also stated experian keeps placing the information in the incorrect boxes. Whether through stupidity or maliciousness they are screwing with our credit reports and sending our ratios off whack. He is sending me proof that they are placing the target accounts with the correct CLs and experian is the one who is fudging it up. As soon as I get those letter I am filing another suit against experian. They have done this to my conseco accounts also. TU and EQ are listing the correct dates. Experian has no shame. I am also filing a 3rd suit against experian for a non permissable credit pull during my last litigation. I will not be doing small claims this time. This is going civil for heavy damages.
experian is my worst CRA... my other two reports have my score very high and exp seems to always harp on that last little thing... to me, they are the worst of the worst... very vindictive!
