Target card reporting?

All three. Depends upon when your statement cut-off date is... Usually within a week of it.

 

Do they wait until you charge something to send you out a statement and report to the credit bureau? I have had the card for probably two months without using it, and it has yet to show up on my report.

 

I got my card and used it a week later. It showed up on my reports in less than 30 days.

 

Target reports to all three. As I recall, it showed up in 30-60 days of my opening the account. (December '98, long time ago, may be a little off.) I recently had a problem with them reporting high credit balance and not credit limit on Experian. But that was corrected easily enough by disputing through Experian.