Hello everyone,Just wondering if anyone else is having trouble with Target Bank not helping with adj. APR's. They will not even help with lowering pymts.,At least not until you are in trouble and can't make them anymore and then it is just temporary. Anyone have any ideas? thank you for reading.have a good day!
A lot of people seem to be having problems with Target lately, but it's certainly not just target. If you're not behind yet, most banks will not be prepared to do anything to try and help you out these days. Are you in danger of not being able to make your payments anymore?
I think it might also have to do with the amount of your credit card balance. I ran into financial problems and had almost all my credit card companies call me and ask me if I needed help. Later some made settlement offers of less than half of what I owed. The cards with small balances... less than a thousand didn't contact me at all except to tell me I was late. I can't imagine Target not wanting to help even if only for a short period of time.
