I just logged on to check my account balance/transactions on my Target guest card and I noticed that they INCREASED MY CREDIT LINE FROM $200 TO $500. I've only had the card since Oct. 2003 so I was very surprised!! Plus, my BK 7 was discharged in June '03. Great news, huh? PS: Do you think they'll offer me a Target VISA soon??
hard to say as I think Target Visa has really tighten the belt on their requirements. When I first got my Visa from them, I had a bk-13 on record but still got a 5k CL. Got the CL increased to 6.9k and nothing in over 12 months. I deeped sixed the card. Best regards, Mirage
In my experiece, Target Guest Card will increase to $500 and then you are stuck there for the rest of your natural life! LOL I closed them..I hate them..I wish they would report it as closed, I wish their accounting was accurate..blah...sorry, I'm not a target fan but I know it can help build credit and I'm hoping your experience is MUCH better than mine and my husband's.
CAS. first congratz second, when in oct did you get it, and was it increased before or after you made Jan's statements payment... I got mine in oct too, and have been waiting for the 2+ month increase with baited breath.
My Target Guest card started at 200 but is now 900.00CL. I've had it since 1998 and have not carried a balance (Paid in full whenever I used it). I tried to get their Visa card a few months back...DECLINED me cause I had too much credit. I thought being a faithful customer had it's ups but I guess not!