my wife applied for targets and was turned down,reason to many derogatory remarks,and i apllied for goodyear dnied reason bankruptcy although it comes off in september of this year. just wanted to let everyone know these to do read the credit report didnt just go by the beacon score. anyone know of who does pulling equifax let me know
How did you apply? In the stores or via online instant approvals? Online instant approvals rely heavily upon scoring models, not always FICO. If you get a target card, you're likely to also get target visa, marshall fields and maynards as they all run through the same system/bank.