Target Guest Card Increase?

Discussion in 'Credit Talk' started by $wealth$, Oct 17, 2001.

  1. $wealth$

    $wealth$ Well-Known Member

    Opened my Target account in May 2001.

    Do you think my account has been opened long enough to use their automatic service to request a credit line increase?
  2. SisterGirl

    SisterGirl Well-Known Member

    You should be eligible for $100.00 w/o inquiry every 90 days exact(has worked for me).

    Sister Girl
  3. Cadillac408

    Cadillac408 Well-Known Member

    Yes I think your account has been open long enough to use the automated system. I got my card in May 2001 as well ($200 limit). I used it Memorial Day weekend for the first time. Have made small purchases here and there (balance never over $120) and on my September statement, they raised my limit to $500. I noticed that they did a soft inquiry in the middle of July 2001. I did try the automated increase at one point (can't remember exactly when but it was before the $500 increase) but it basically told me that my account was too new and I had to wait. No hard inquiry was done for that.
  4. roni

    roni Well-Known Member

    Can you post the automated number??

  5. Momof3

    Momof3 Well-Known Member

    It's on the back of your target card.
  6. $wealth$

    $wealth$ Well-Known Member

    F***! No increase at this time. Will receive letter. I currently only using half of my cl and my payments are always on time. Even pay a little more then minimum due.

  7. ledo

    ledo Well-Known Member

    Hopefully this info may help. I just spoke to a Target representative about increases and was told that they would like to see 6 months of on time payment before giving out increases and then after that every 90 days. So you may want to try again in a few weeks.


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