Pulled EX for me and EQ for my DH when we applied at the store in California. We both applied for the Guest with scores 620-630 and got instant approval.
From what I hear they use EQ in NC and Im 620 do you think they might approve? Also should I apply in store or Internet
I first tried the on-line application and was turned down. I tried again at the store a few months later and was approved. The store application has less questions then the on-line. I had a one year old BK at the time I was approved. It seems that 620 should be high enough for a Guest card. I got an instant $200 limit and was increased to $500 a few months later.