WAY TO GO GEORGE!!! (BTW - I never activated my target application after they "approved" me for $700 at 18.9%. That was a week after Chase approved me for a 6K Plat MC and Generations for a 8.2K Visa. No negs, no lates, no bk, etc.)
I ASKED ABOUT THE INTEREST RATE...I SAID 9.90% IS ROTTEN...BUT IT'S BETTER THAN 12.90%...SHE SAID I ALREADY HAD A RATE DECREASE...SO THE ANSWER IS NO.