Hi All, Does anyone have any feedback on how quickly Target will increase your credit limit? I started with a $200 line of credit in April. I've paid it off once with a small balance and recently charge it up to the max. Should I pay if off again or make larger payments so there is a balance and Target will make some money in finance charges? Thanks BJ
I believe Target's policy for an increase was 6 timely monthly payments. Please correct me if i am mistaken, but this quoted by a Target Rep. Some people have called, spoken with a live rep. and sucessfully pleaded their cases for an increase. good luck
i opened my target account at Dec2000, limit $300 . I also placed a $60 purchase and paid it off. No increases by now (I call every month to their automated number to request the increase and am denied every time). By the way this account is a waste of time since I have two citi at 9000 and a Bofa at 6000.
BJ, They do not pull hard inquiries,but it is systematic for 6 mths between the automated systems approval.I have not tried to request it w/a rep because I'm funny about how many inquiries that are on my bureau(cardholder since 1996 & routinely approved every 6 mths). Peace, Sister Girl