I recently called Target/Marshall Fields and requested that they do a "goodwill adjustment" for 2 previous 30 day lates. The CSR was very nice and stated that since I've paid on time recently, she could have them removed and I would receive a letter in app. 10 days stating so. I tried the same with Lowe's, they said send a letter as did Kohl's and Capital One. I have a call into Mr. Cooke for that one. I tried National City Bank Leasing and thought I would get somewhere with them, I only have one 30 day late and my lease is up in a few months. They, like Lazarus, stated they could not legally remove the notation. Also, I sent a letter requesting the same from FCNB bank. If anyone has had any prior dealings with any of these creditors and were successful, I'd love to hear from you. Thanks for all the HELP!!!! You guys are great.
Sorry..the only one I had experience with was Target. All I said was that I did not remember having a 60 day late. Rep said they would look into it. Next thing I know they removed the 60 day late and a couple of 30 day lates. They were from 1997 I believe. Anyway, they were REALLY easy to deal with. Wish all of the creditors were like that!
