...came in todays mail... I told them when I called that 15.90% is my HIGHEST and it would have to be paid in full every month...9.90% would be ok to make payments on... She said the interest rate is "SCORE SET"...she made no effort to lower it. I will use it for one of my "DIRECT BILL" charges...(ONE CHARGE PER MONTH)... SOCK DRAWER, HER I COME I guess it is better than MRS. GEORGE...18.90%...SHE ONLY HAS A 741 F.I.C.O. I GUESS THE LOWER THE SCORE, THE LOWER THE INTEREST RATE!?!?!?!?!?
Call them back in a month and see what they say. Maybe you got a rep that had her mouth full (if you know what I mean). HAhsahahahahah No really, maybe you got a rep on a bad day or something. I'd call back in a month and ask again.
George, I had Target Visa at the rate of 15.9% APR when it was approved. I called them back a couple of times. I finally talked to the nice customer representative and she lowered my rate to 12.9%. First a couple of times, they told me that my account is too new for reducing APR. They even told me you haven't make a payment even once. Called them a couple of times. Ron.
