1. May 10, 2002 #1
   

   rick Well-Known Member

   I was at Target the other day-paying for my purchases with my regular Target Guest card, and the cashier asked me if I wanted to upgrade to their VISA. I declined since I was afraid they would pull another report. Has anyone had this experience? Did they pull a hard IQ?

    

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3. May 10, 2002 #2
   

   GEORGE Well-Known Member

   Just ask if they can do it with-out an inquiry...

    

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