Target Visa $1500 CR Line Increase!

Discussion in 'Credit Talk' started by kevinw01, Jul 30, 2003.

  1. kevinw01

    kevinw01 Well-Known Member

    Hello There,

    I was kind of bored at work today so I decided just to call Target Visa to see if I can get a credit line increase from them... the nice rep told me they can only do the request once every six months... so I have not request for one since nov of 01 so yeah the rep saids is all done by the computer and it will either come back telling me that you are approved and the additional line given or a denied and you will get a letter in the mail of the reason why.. anyways within 5 seconds the rep saids Congrats you been approved for an additional $1500 credit line increase... so I am just happy that I got something good for today!

    Thx,

    Kev
     
  2. Ron

    Ron Well-Known Member

    kevin,

    Congraadualtions for your increase. I requested limit increase in January and I don't know whether they give me or not. By the way, I used it monthly.


    Ron.
     
  3. Mirage

    Mirage Well-Known Member

    Congrats! Was an inq. pulled? I have not request an increase since my account was opened 18 months ago.

    Maybe it's time to call.

    Best regards,
    Mirage
     
  4. Ron

    Ron Well-Known Member

    Mirage,

    I requested limit increase for my Target Visa in January and they didn't pull any credit report. I noticed they pulled soft inquiry from Experian from time to time.


    Ron.
     
  5. kevinw01

    kevinw01 Well-Known Member

    Hello Ron, Mirage,

    Hey Ron Thanks again, yeah I don't think they pull anything but they do an ar on exp monthly... Yes and Mirage for sure go for it call and ask them since you have not requested for one since the account was open 18 mons I would ask for one now and good luck! Hey Ron you can ask them to check to see when was the last increase done or you can look at your past statements... anyways take it easy... please keep in touch...

    Thx,

    Kev
     
  6. Ron

    Ron Well-Known Member

    kevin,

    I called Target Visa customer service to ask for limit increase and he told me there is no credit limit increase available for me. I will receive a letter from mail for their decision. I called Target Guest Card to do automated increase and the automated system increased $500 to my Target Guest Card. Now the Target Guest Card CL is $2500.


    Ron.
     
  7. GEORGE

    GEORGE Well-Known Member

    After my $500 TARGET VISA (WOW!!!) LIMIT INCREASE...

    I had my wife call...NO INCREASE..."OUR COMPUTER DOES THAT---IF OUR COMPUTER WANTS YOU TO HAVE A LIMIT INCREASE...IT WILL GIVE IT TO YOU---ABOUT EVERY 6 MONTHS"
     
  8. catnap1972

    catnap1972 Well-Known Member

    Their "computer" told me that I haven't made a "sufficient number of on-time payments".

    I guess ALL payments on time (if not before) isn't sufficent.

    WHAT-EVER...
     
  9. kevinw01

    kevinw01 Well-Known Member

    Hello Ron,

    I am sorry to hear that they do not have a credit line increase for your target visa... however Congrats on getting a increase on your guest card... please let me know what's the reason why they denied you on the credit line increase on your Target Visa...

    Take care and please keep in touch...

    Thx,

    Kev
     
  10. Geo

    Geo Well-Known Member

    Kevin: So....What is your new limit with Target Visa?
     
  11. kevinw01

    kevinw01 Well-Known Member

    Hello Geo,

    The new credit line is now at $10,200

    Thx,

    Kev
     
  12. kevinw01

    kevinw01 Well-Known Member

    Hello Geo,

    Opps sorry is $10,500.... is $9000 before the $1500 increase....

    Thx,

    Kev
     

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