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Target Visa Approved!!!!!

Discussion in 'Credit Talk' started by Ron, Dec 12, 2001.

  1. Dec 12, 2001 #1
    Ron

    Ron Well-Known Member

    Today, I applied for Target Visa for second time and I got approved for $8500 at 15.9% APR. I should received my card within 2 weeks and this is my third smart card Visa card. First time, they found out I had charge-off acount from Mervyns account from a long time ago. I hope that they will find that out before they issue the card.


    Ron.
     
  3. Dec 12, 2001 #2
    zip

    zip Well-Known Member

    congrats ron!!
     
  4. Dec 12, 2001 #3
    $wealth$

    $wealth$ Well-Known Member

    Congratulations Ron:)
    Nice credit line

    Just curious, did you select red or silver?
     
  5. Dec 12, 2001 #4
    marci

    marci Well-Known Member

    Congratulations, Ron.
     
  6. Dec 12, 2001 #5
    Cadillac408

    Cadillac408 Well-Known Member

    Nice Ron! When did you apply for the first one?
     
  7. Dec 12, 2001 #6
    Geo

    Geo Well-Known Member

    Ron: I suggest you to call in a couple days to see if everything is Ok with your card. I was approved for the same limit and Interest rate 8.5 K 15.9% last week and just found that they closed my account pending verification of ID, SS#, Address, Phone etc...

    The same happened to my brother a month ago.
     
  8. Dec 12, 2001 #7
    Ron

    Ron Well-Known Member

    I keep it in mind and I read it from your previous message.Thanks for your warning.




    Ron.
     
  9. Dec 12, 2001 #8
    Ron

    Ron Well-Known Member

    MP$40, first one I applied about two weeks ago.



    Ron.
     
  10. Dec 12, 2001 #9
    Ron

    Ron Well-Known Member

    I picked the red one.


    Ron.
     
  11. Dec 12, 2001 #10
    ifhn166

    ifhn166 Active Member

    Which report do they pull and what was your score when you approved?
     
  12. Dec 12, 2001 #11
    Ron

    Ron Well-Known Member

    I think Target pulled Equifax and I haven't checked on it yet. I don't know what score that I have on Equifax. My TransUnion score is 648.


    Ron.
     
  13. Dec 12, 2001 #12
    Ron

    Ron Well-Known Member

    Geo,

    Did you have any account with them when you're applying for Target Visa? I have Target Guest Card about two years and I think they can verify information from my Target Guest Card record including address,SSN#,phone number. I don't think I have any problems.



    Ron.
     
  14. Dec 14, 2001 #13
    Geo

    Geo Well-Known Member

    I had a Target guest card with a $300 limit which I closed on May, no problem ever with this account.
     
  15. Dec 14, 2001 #14
    Ron

    Ron Well-Known Member

    Geo,
    Currently I had a Target Guest with a credit limit $700 and it is good standing. I think they can verify all my information with that Target account. Yesterday I ordered my smart card reader. I think you shouldn't closed your Target card account so you can verify all your personal information over there. It doesn't matter whether I checked with them or not because if they don't give me, they still don't want to give me beside I har two other smart cards from First USA and Fleet Bank. This card is just only for my collection and honestly I rarely bought outside to use except mail order from the internet.


    Ron.
     

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