Hi Xxxx, (WIFE OF GEORGE) Thanks for your e-mail. In order to protect your privacy and your personal financial information, we are unable to make changes to your account or provide you with specific information using e-mail. Please call us at 1-888-755-5856. Representatives are available 24 hours a day, seven days a week. Thanks for being a valued Target guest! Visit us again at www.target.com. Xxxxxxxxxx Credit Services www.target.com *********PRIVACY********** WHAT A JOKE!!!!!!!!!! Original message follows: ------------------------- I currently have the highest interest rate of 18.90%, please adjust my interest rate to 9.90% which is still too high, but I will take it. How long do I have to wait for a credit limit increase?