Well.. I made my monthly call to Target today asking for a credit line increase. After 15 months of being told they don't increase credit lines I was finally given an increase of $1,500 to $7,500. I tried for an APR decrease but was still told they only offer one decrease in APR over the life of the account. I called on some other accounts today to no avail. Citibank offered to increase my line from $12,000 to $15,000 with balance transfers, but the rate they offered was 6.9%. I'm not going to jump on that one.
CONGRATULATIONS... I got a whole $500 increase (TARGET VISA)...wife got $0 increase (many months ago).
