Has anybody here gotten an cl increase by just the 6 month review? If memory serves me right a bunch of creditnetters applied and was approved at the same time. So the magical 6 month mark is about here. Best regards, Mirage
My six month mark will hit next month. I'll try and report back at that time. I did manage to get an APR decrease at the three month mark from 18.9 to 15.9.
Yep. I called when I got the card and they said no. I called after three months of using it and paying in full and they lowered me to 15.9%. Next month will be six months -- I was trying to decide if I would ask for a limit increase or a 12.9% rate. I guess for the hell of it I will ask for a CL increase.
I called Target when I got the card, but before I activated it and told them I wasn't going to activate it unless they increased the loc. They increased me by $!,000. After I made my first payment, I called back and got the apr decrease. The rep actually said to me that they are dropping the apr 1 level for anyone that callls and asks.
I had 15.90% DOWN to 12.90%...NO limit increase. Tried again for the 9.90%...DENIED...NO limit increase. I TOLD THEM I WOULD NEVER BE WILLING TO PAY INTEREST AT 12.90%, BUT WOULD CONSIDER PAYING 9.90%... They said I already had a decrease in interest rate...OK THAT WILL "FORCE" ME TO PAY 12.90%!!! NOT!!!!!!!!
