Target Visa finally arrived in the mail today . I haven't used it and I haven't activiated it. I don't know they have blocked my account for verify personal information like someone on this board. I haven't received denied notice from the mail so far. I tried to use it to buy something today to see what happen. Ron.
Ron, Got my card yesterday. Used it today without any problem. They did not need any further documentation. H
checked TU today and they are reporting the card, but have still yet to open account back up since closing it due to verifying info.Faxed info to them today
I had to fax my info and they reopened the card some days ago. I called today and they lowered my interest rate to 12.9% and increased my Cr limit by $500. I am very happy with their customer Service!.
Re: Target Visa Finally Arrived!!!! I activated my card today and I didn't have a chance to use it yet. I received my card reader two days ago. I haven't received any denial letter like someone on the board such as document vertification. I'm going to use it to buy something in Target and see what happen. Ron.
Re: Target Visa Finally Arrived!!!! Geo, Have your ordered any card reader on the web sites? They told me I will get them within 8-10 weeks and I received the card reader after four days and I order the smarter reader with USB interface. Ron.
Re: Target Visa Finally Arrived!!!! No, I did not order it yet. Ron, call them now. Tell to the cr representative to decrease your interest rate to 12.9% and to round up your limit to 9k. They will grant it, no question ask. Good luck!
Re: Target Visa Finally Arrived!!!! Geo, I just called them to lower my APR and they told me they cannot do that yet . They will consider the APR decrease or credit limit increase after 3 months of account open. The customer service asked me that do I have my card and they need the last three number on the signature panel. To make sure that you have the card on hand. I checked the automated system this morning my account still has $8500 available. At least I didn't get any denial letter yet like someone on the board. I haven't tried to make purchase on the card yet. I hope that I didn't get denied on the purchase.By the way, I got increase into $800 on my Target Guest Card by their automated system. I think you can order the smart reader on-line by entering your account number. I haven't used my smart card reader yet like my other two cards(FirstUSA and Fusion Card). Ron.
Re: Target Visa Finally Arrived!!!! What were your scores like in getting the card initially? What did you all do to get it? Did you already have good trades reporting?
Re: Target Visa Finally Arrived!!!! kitww1, I don't have any negative credit on all credit reports and I do have Target Card with them for last two years. I applied on the web and I checked back the staus of application. I found out I got approved. They pulled Equifax on me. I didn't know what score that I have on Equifax. My TU scores is 648. I received my card after a week.
Re: Target Visa Finally Arrived!!!! I used my Target Visa inside Target store tonight and it approved my purchase without any delay like someone on the board require some extra documentation. Ron.
