THEY PULLED A COTTON PICKIN' HARD FOR A CLI!!!! "PRE-APPROVED" NO INQUIRY NO APPLICATION NO QUESTIONS IT HAS BEEN 18+ MONTHS WITH NO LIMIT INCREASE!!! DON'T THEY UNDERSTAND ENGLISH??? IT IS IN THE SOCK DRAWER NOW!!!!!!!!!!!!! (EXPERIAN)
George, I'm with you. I have not gotten a CLI close to 2 years. I also put the card to some heavy use. Best regards, Mirage
I WILL SEND AN E-MAIL IN A BIT AND ASK THEM IF THEY UNDERSTAND ENGLISH... AND that I have sent the card to the SOCKDRAWER TO COLLECT LINT!!!
Their last SCAM was that their computer does an automatic CLI every 6 months "IF" it 'thinks' you deserve it...NOBODY HERE EVER GOT ONE OF THOSE "AUTOMATIC" CLI'S!!!
George, I know you pay in full every month and still no CLI. I carried a balance for most months and even came close into maxing it out and than paid it off. Target did a soft last Sept. and that's about it. You would think one of these approaches would trigger an automatic CLI. Can't remember any posters here getting a decent starting CL or a automatic CLI. I was going to call and asked for a CLI but not at the expense of a hard inq. Best regards, Mirage
Re: Re: TARGET VISA--HARD WARNING!!!!! $10,500 CREDIT LIMIT...($10,000 ORIGINAL INSTANT APPROVAL--12/24/2001) I'M NOT GOING TO LOSE 21,000-31,500 MILES ON AMEX DELTA OR 10,500 ON BANK ONE/UNITED VISA TO FIND OUT...
Re: Re: TARGET VISA--HARD WARNING!!!!! What is totally STUPID about this is that the H/H INCOME has increased more than $30,000 since the application... ...AND THE OUTSTANDING DEBT HAS DECREASED "TONS" OF DOLLARS
Re: Re: TARGET VISA--HARD WARNING!!!!! Prime example of UYGF Sorry to hear George. I say go get their ass!
Re: Re: TARGET VISA--HARD WARNING!!!!! It's easier to work the Target guest card to 1k, then take 700-800 of it and put it on the visa.. then rework up the guest card. It takes calling, which is dumb, but it works. I moved 700 from the guest card to the visa and I don't miss it a bit. no inquiry for it at all.
Re: Re: TARGET VISA--HARD WARNING!!!!! im not a profitable customer, i dont get an increase. 1. pay in full 2. use the 10% coupons this would make me a freeloader -10% lol. Thats how i figure. But im not paying none of that highway robbery APR!! i've got more 0% than i know what to do with right now and my citi is at a high of 5.9% so why throw money in the toilet. oh well i like the 10% off coupons. I spend $200/month there so every 6 months i get $20 off. im not sure if thats better than skymiles or membership rewards. bout the same. $1000 bucks = $20 off. Thats actually pretty good i spose n/m..