Re: TARGET visa!! I was approved!! If it's a big store like Wal Mart or Kmart, I'll use it for any amount - but if it's a little store, like this family owned candle shop I frequent, then I only use it for maybe $15 and up. Ozzy.
Re: TARGET visa!! I was approved!! I use credit for everything. That way I have a trail. I use my debit card (Visa Logo) for purchases under $5, and real cards for stuff over $5.
Re: TARGET visa!! I was approved!! The thing I think about is...if you are paying the same whether cash or credit,the markup is the same. Where is the advantage to paying cash or charging credit card for perks? (I'd rather have MR points on AMEX than nothing at all). I use my debit card for NOTHING except ATM withdrawals/deposits. Sister Girl
Re: TARGET visa!! I was approved!! I use my MBNA cards for like $2-3 purchases sometimes. No one bats an eyelash.
Re: TARGET visa!! I was approved!! I charged a 98 cent pop one day. I was honest with the clerk and told her I had no cash. I think it's commonplace for this to be done. I work at a grocery store, and people frequently do this. I see more debit and credit cards come through than cash or check now.
Re: TARGET visa!! I was approved!! mist, I was first embarassed since they have a sign to accept credit card. You pay cash or credit , you pay the same price. Why not??? If you pay credit card, you have credit card protection. In case a problem with the stuff that you buy, you can call the bank to charge-back the merchant. So you can get your money back. That's the advantage of using the credit card. Ron.
Re: TARGET visa!! I was approved!! IF THEY DON'T WANT MY CREDIT CARD FOR ANY $$$$...THEY DON'T WANT MY BUSINESS!!! DISCOVERCARD has a "glitch" in their system...you have to call in to authorize for $0.01 to $0.99...
Re: TARGET visa!! I was approved!! Let's face it, in order to increase our scores we need to charge and pay, charge and pay. Plus many cards have cash back dividends or frequent flyer points or merchandise rewards. OF COURSE we should use our cards for absolutely everything possible. $5000, $500, $50, $5, 50 cents, whatever!
Re: TARGET visa!! I was approved!! Yes, I love that protection, especially with my 98 cent pop, because you never know if it will taste good or not, lol!!!
Re: TARGET visa!! I was approved!! I have charged $1.98 before. Kind of wondered if the clerk thought I was dead broke, but who cares what the clerk thinks. Trevor Hattaway
Re: TARGET visa!! I was approved!! Mist, You don't get embarrased because you're paying for your merchandise. Paying by credit card is the form of payment. The clerk or salesman didn't care how you paid for it and all they care your card is approved or not. Using credit cards doesn't mean you're broke. Ron.
Re: TARGET visa!! I was approved!! WHEN I WAS CASHIERING EVERY DAY...I said to my self..."WHY DOESN'T THIS CUSTOMER HAVE A CREDIT CARD??? THEY COULD BE IN THEIR CAR BEFORE THEY GET AROUND TO SIGNING THIS STUPID CHECK"!!!
