I got a whopping 2 pt. increase on creditexpert. It took just about 1 month from the time I received it to report. My citi card which I applied for the same day, is still not reporting. By having the target card report, it increased my percentage of credit available to 89% and all I got was 2 lousy pts.? And, that damn gulf state hasn't been removed yet. Equifax and Experian both said when a UDF is faxed for removal of an acct, it can take up to 30 days to have it removed. Why didn't it take that long for it to reappear when they re-reported it?
LKH, I wonder if they're going to *verify* the UDF, allowing 30 days for verification. It's just a thought. Calmest_LA
LKH, Citibank didn't report your accounts to the bureaus for another 2 months. Now they reported my account history in Dec. Ron.
Who knows what they do. They do whatever they can to prolong the misery. They are in no hurry to delete it but they sure do rush to insert it. I may call their atty tomorrow and let him know that they sent the udf and to please expedite the deletion. And they have 1 more day to notify me of the reinsertion. 5 days per FCRA and tomorrow is day 5. I guess if I have to, I could threaten again.
LKH - when I found a negative entry on mine.. I called my contact and she removed it the same day! So idon't know LKH.. I think they are just messing with you.
