I called when I first received my card & it was dropped from 18.9 to 15.9,& I called back yesterday & had it reduced to 12.9(6 mths anniversary). They tried to bluff me & said "you can only have one lower rate before the card expires",but I told them that is NOT correct & requested a supervisor that immediately LOWERED the rate. There was NO WAY that I was about to wait until 11/04 to get a lower rate(when everyone else is continually offering a lower rate or special balance transfer rate). All you can do is ask,but if you DON'T....they WON'T. Sister Girl
Does anybody know if the Target Visa reports credit limits? I have a Marshall Fields card through the same bank the Target is and they only report my limit to TU. The others just show highest ever owed. I hate that.....
KHM... what else does you husband have on his CR's? does he have a lot of credit? I was thinking of doing the same thing?