They will not lower my apr or increase my limits. My scores range from 650-680. I have no balance on the card, my limit has always been 2500, and the most I have charged on it was like 1200, but I payed it off pretty quickly. I have called three times, and I have had the card about a year already. I'm paying 18.9% interest - never late, never over the limit. I refuse to use it until my terms improve. I know I have asked about this before, but this is crazy. There must be someone else out there with this problem.
This is the number to call for increases for the Target Visa 1-888-755-5759. This is not the regular customer service.
poobybear- Call the # Christy posted - they are able to do both. PFB may work - it did for me, but didn't for my s/o (I wrote both emails, it just depends on who gets it I assume). Your scores are OK but not great- that may have something to do with it. I was at 18.9 and got down to 9.9 by being tenacious- and explaining that I would use the damn thing more if they increased my line and lowered my rate. Good luck- mj