Target Visa-WHAT AM I DOING WRONG?

Discussion in 'Credit Talk' started by poobybear, Oct 2, 2002.

  1. poobybear

    poobybear Well-Known Member

    They will not lower my apr or increase my limits. My scores range from 650-680. I have no balance on the card, my limit has always been 2500, and the most I have charged on it was like 1200, but I payed it off pretty quickly. I have called three times, and I have had the card about a year already. I'm paying 18.9% interest - never late, never over the limit. I refuse to use it until my terms improve. I know I have asked about this before, but this is crazy. There must be someone else out there with this problem.
     
  2. lbowman

    lbowman Well-Known Member

    You may wanna try to PFB them and see how they respond.

    LB
     
  3. poobybear

    poobybear Well-Known Member

    Thats a good idea, Thanx.
     
  4. christi523

    christi523 Well-Known Member

    This is the number to call for increases for the Target Visa 1-888-755-5759. This is not the regular customer service.
     
  5. mj

    mj Well-Known Member

    poobybear-

    Call the # Christy posted - they are able to do both.

    PFB may work - it did for me, but didn't for my s/o (I wrote both emails, it just depends on who gets it I assume).

    Your scores are OK but not great- that may have something to do with it.

    I was at 18.9 and got down to 9.9 by being tenacious- and explaining that I would use the damn thing more if they increased my line and lowered my rate.

    Good luck-
    mj
     
  6. poobybear

    poobybear Well-Known Member

    Thanx for the info., I'll call the # & if I get anywhere with them, I'll let you guys know.
     

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