Bummer! I just got approved for the Target Visa. Only a 2k line, and the highest interest rate (account type "D") at 18.99%!!! Ouch! This one may be headed for the sock drawer!
The Target I went to said that I could only apply for a visa, since they are phasing out the guest card. I think you can only apply for the guest card online. Does anyone know if the visa will be reported as a store charge card or bank card?
Thanks george. Kinda sucks I wasted an inquiry for another credit card. But I got a nice 10% discount off my purchase. I need to get some more department store credit since I only have one, but I heard only Target's the only one thats easy to get if you have a bk.
Slayer- BK > 2 years and excellent credit afterwards (a good explanation for why BK is also helpful)- try Federated stores (Macys, Rich's, Bloomingdales, Burdines, Bon Marche) and Sears > 5 years try May (Filenes, Lord&Taylor, Famous Barr, Foley's, Lazarus, etc.) Good luck, mj
I may try for bloomingdale's or Lord & Taylors. Oh btw, Target Visa pulled EX. What upsets me is that's my second best score (699) and they still only gave me 2k. Maybe that ch 13 bk is still having a negative effect. It's way past 6 years though, and I have a perfect history since it was filed (95). Not one late, no negatives, 15+ positive accounts. The only thing i can think of is the bk! TU 665 EX 699 EQ 705
