We experienced technical difficulties while processing your application. To check your application status, contact us by clicking here or call us at 1-888-316-6145 between 7 am and 12 midnight Central Time. You will not be able to obtain your application status online. The Target Guest Card is a credit card issued by Retailers National Bank, an affiliate of Target. I thought Target was an easy card to get. My fico score is 626, I have 6 possitives and 4 negatives. I guess I jumped the gun. I probably should have waited until I giot some of the neg off. 3 really should be off the report and one is reported correctly but I'd still like to get it off. So is my credit that bad that I can't even get the easy cards???