First post I apparently screwed up. I had a tax lien filed April 03, paid the week after receiving notice from state. New to this, could use advice. Have disputed several cra accounts, am now waiting and reading. My questions are: Is there a way that I can get the Tax Lien removed from report before the 7 year wait? Showing up of course on report as paid. How bad do these affect score and ability to get credit? Have other "issues" working on now. Any advice would be appreciated.
there is a state tax lien on my cra filed in 1995. I am still trying to figure what it is for. it says sales tax for 498. Have sent letters to the state trying to get answers. they said it is now over 11000. I sent a letter for detail on how 500.00 can grow to over 11,000. they want me to call and I want some proof that I owe this. As near as I can tell, it does not affect me getting new credit cards. fico in the 710 to 720 range. recently approved for two new cards with 6000 credit line each and a sams business credit (with a pg) of 3000. The apr is bad at 13 and 17 goto rate, but after the intro rate expires will get the rate lowered or cancel the cards. cards I have had for the last 5 years have decent rates at 8.99 to 11.99. current cards have credit lines ranging from 4000 to 11000. Have not tried for a home loan yet because want to get this taken care of first and have to use no doc since self employed.
