I pulled Equifax a few days ago to check the status, and saw that two items were removed. One was a paid tax lien, (filed 93, paid 96) and an old collection for IC systems. They were tough, sent about 4 different letters, complained to BBB and AG, finally they caved when I asked them to submit proof. I advised that without it I would file suit. I got a letter saying that while they still felt they were in the right, they would remove the collection. I disputed the tax lien about 6 times, and really gave up, but figured I'd give it one more try. It came off, and I am hoping it doesnt come back. It also came off TU. Since a lot of people have questions about tax liens and their effect on one's score, I can tell you that with these two deletions, my FICO rose a whole two points, according to Score Power. Im okay with it, since we are hoping to get a mortgage soon, and the less I am called upon to explain, the better Now, if only Chase would update to show the 5K payment I made, my score might really improve!
Congratulations! I think that EQ FICO may only update once a month or something. I had a late pay removed and my score did not change at all! I will check again in one month. Don't lose hope--I am beginning to think it is an update problem. TU does instantaneous score increases, it seems. EQ does not. cariba
