Some of you may know my story..Well any way opened up 5 cc in the last year thanks to this board. Car broke down last week. Bought engagement ring week before as well as about $2000 in christmas gifts..So not much money to put down on vehicle..Scores in the high 500 ranges..So I walk in to the dealership and walk out with a New Diamante and a interest rate of 14.5%..Last Diamante I had a rate of 23.5%.. Come home from dealership and there is a letter from equifax regarding my disputes I sent in Nov..They removed 2 of my negative entries...YEEHAA..Pull equifax tonight and score is 598..Was 528 back in July..
Just checked my email and there is a message from Orchard stating that I was Approved WHAT A DAY !! They sent me a offer for a pre approved card at 9% rate..I am a joint on a card with my father, that must have helped... What a day
