Whew! I have been looking for a personal loan for about $5000 to consolidate some debt, and ran across citifinancial. I applied with them on friday and am currently waiting for my approval callback. Even with my many derogs, she said that "Approval will probably go through". I was very surprised to hear this and have been very excited waitiing for this call. While waiting, something told me to do a search on the word "Citifinancial"....OH MY LORD I am glad I did!!! Now when she calls back with a 19% Rate, I will kindly say "No Thanks" Also, I had no idea that finance company TL's = BAD! Good info to know! Thanks All! All I am out is 1 inquiry. Not Bad. I will look elsewhere. PS, FICO according to EXP is 661
LOL! She just called me back and offered me a $5000 loan at 24.99% for 48mos. Comes to about $167.00/mo. If I wanted the "Protection Plan" incase I die, it would be about $233/mo. for 48 mos. LOL
