I am back in the saddle. Moved into my home and trying to settle back into working on round two of clean up my credit. I just want to say thanks to this board for turning my world around - you're all amazing! Tossing this question: I have a CC that has been bought out and I have a very hard time even locating a number or address for this card now. So, there obviously is a weak link in THEIR records if I can't even locate it! Seems I did do one DV with no response before my move. Not enough time to do enough, but I will begin again. If they don't validate, report in error, etc. can I go for an intent to sue? Any FCRA violation would be more than the balance owed. I originally disputed the amount of the balance, but I can't even get a customer service number now. Thanks in advance!