To all the Citi Experts (Cypri, DaveLV and others) for given me the courage to call Citi and tell them what I want. It was wonderful not hear the Rep said "Sorry I am not authorize to make that change". I did may one mistake of activating the card first because I was not sure if I would be able to change the Citi AA silver to another card. It was not a mistake after all. I just called and told the Rep I would not need to travel as I thought when I applied for this card. Told the Rep I needed to change the card to Plat. Select. Presto done with no questions asked. The Rep said that the card # would not change and I can continue to use the AA Silver until I receive the new card. NO FEE, a lower APR and 0% on balance transfer. Things are starting to look like Christmas!