I am not so sure what changed (too excited to check) hahaha...but my score in Experian has jumped up from 565 - 635 in about 2 weeks!!! YAY!! Thank you everyone for the feedback and help... Still hoping to get help on the last step of PG trick though...if anyone can help me!! Thank you Thank you!!
just checked.....nothing changed!!! only I paid up my credit card balances (about $3000) and received a $700 CL increase from Merrick Bank. Oh Well!!!
It is all about utilization. I have picked up over 100 points by paying my utilization down from 85% to 35%.
