I just want to thank everyone on this forum for all of their questions and the admins/others for their advice. I have been working on my credit repair on my own for about 5 months and thankfully found this website (after a few mistakes I made). I wanted to purchase another home, but had a few blemishes on my credit along with a foreclosure due to an ex. I received a call from my lender and realtor yesterday and was approved for my home loan!!! After months and months of looking at HAR and dreaming of being a home owner again, today we officially being the house search and already have appointments for viewings. So excited! Thanks again to everyone. ps... I have now become addicted to running and reviewing my credit pretty much every few days. You have created a monster